Frequently Asked Questions
Many people are familiar with the concept of an insurance adjuster. In North Texas, it would be a near miracle to not have at some point worked with an insurance adjuster. However, the same isn’t true for a public adjuster.
This may be the most asked question I receive, and rightly so! Insurance premiums are never cheap and are almost always increasing. So best practice is to avoid anything that would exasperate these two realities.
If you live in Texas or Florida or any other state in which the summer sun doesn’t seem to quit, you may have seen a slate, tile or synthetic roof that has black “goo” dripping from it. This problem is at a minimum, puzzling for the homeowner and at a maximum, a largely problematic. There are only two explanations for this issue.
For many homeowners, especially in Texas, filing a claim is an all too familiar process. However, for those with slate, clay tile, or synthetic systems your roof is of higher durability and potentially has never been replaced. For those homeowners, we want to help you have a feel for the process and what all it entails.
Deciding whether to repair or replace your roof is not as simple as it sounds. If you have a slate, clay, or shake roof, paying for repairs is an unfortunate and cyclical reality.
A couple of qualifiers would be helpful before we go into the companies we recommend for roofing needs. First, where do you live? Not all insurances cover every area of the country. Second, what kind of roof do you have and what is the total cost of the home? Some insurances only insure properties over the million dollar threshold or at minimum, specialize in high value homes. Third, every claim is different. Our expertise is in home insurance, thus, our rankings do not reflect how good these companies are in other realms such as auto-insurance.